coverage
Medicare Special Needs Plans

You may be eligible for more Medicare benefits than you realize.

Over 65 and already on Medicare?

Each year, between October 15th and December 7th, there is a window that opens for you to switch out of your current Medicare plan and into a new one.

This is called the Annual Election Period, or AEP for short.

Fill out our Form For Evaluating Medicare Benefits now to determine if you qualify and seize the incredible advantages awaiting you.

Discover the  possibilities during the Annual Election Period (AEP) and take advantage of its transformative opportunities:

  1. Switch from your current Original Medicare Plan and enroll in Medicare Advantage, unlocking a range of enhanced benefits.
  2. Opt for Original Medicare, with or without a Supplement, and bridge the coverage gap between Medicare payments and your out-of-pocket expenses.
  3. Seamlessly transition from your existing Medicare Advantage plan to a new one, tailored to better meet your evolving healthcare needs.
  4. Make a switch to a new Medicare Part D plan, ensuring comprehensive prescription drug coverage.

The Annual Election Period is a pivotal time when upcoming year’s plan benefit changes are unveiled. This is a crucial opportunity to assess your benefits for the following year and ensure they align with your specific requirements.

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To assist you in navigating the decision-making process for your Medicare Advantage plan, we have curated a printable checklist that provides step-by-step guidance. It will empower you to make informed choices – whether to switch or maintain your current plan.

Download the AEP Checklist

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During this evaluation, consider seeking answers to important questions such as:

  1. Will all my medications continue to be covered, or do I need to seek new Part D coverage?
  2. Is there an expected increase in my Part D premium for the upcoming year?
  3. Should I consider canceling my current Part D coverage?
  4. If I don’t currently have Part D coverage, should I acquire it if the need arises?
  5. For those on an Advantage plan, will your doctor remain in the network for the following year? If not, what alternative options are available?

In September, anticipate receiving an Annual Notice of Change letter, delivering crucial information regarding any modifications that will impact your plan in the upcoming year.

Remember, the AEP only occurs once a year and passes by swiftly. Ensure you reach out to us early and frequently to ensure you receive expert guidance and support while making these significant decisions.

Fill out our Form For Evaluating Medicare Benefits now to determine if you qualify and seize the incredible advantages awaiting you.