As an independent insurance agent, I understand that insurance can be a complicated purchase. You’re not buying bread or milk; you’re buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible […]

As an independent insurance agent, I often get questions about Indexed Universal Life (IUL) insurance. IUL insurance is a flexible and powerful financial tool that provides both life insurance coverage and the potential for cash value growth based on the performance of a market index. Here’s what you need to know about the benefits of […]

As an independent insurance agent, it’s crucial to stay informed about the upcoming changes to Medicare Part D and Medicare Advantage plans with prescription drug coverage. Starting in 2025, several significant updates will impact these plans, directly affecting beneficiaries’ out-of-pocket costs and overall benefits. Here’s what you need to know about Medicare Part D changes […]